A subsidiary of Commerce Bank & Trust Worcester, MA

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Why 1-800 East West Mortgage?	Rates as posted on Twitter*
This is why! 1-800 East West Mortgage is dedicated to providing creative home financing solutions. From our exclusive Payment Saver Program to professional financing advice, our combination of a wide range of product offerings and home financing expertise has made 1-800 East West Mortgage a leading home mortgage lender since 1988. Why 1-800 East West Mortgage? Answers in minutes Automatic rate drop notifications No points/no closing costs options First time home buyer programs The right loan at the right rate at the right time!	Apply Online Pre-Qualify Online Request a free consultation Call toll-free 1-800-EastWest
Additional Programs Fixed Rate Mortgages | Adjustable Rate Mortgages | Debt Consolidation Refinancing | FHA Loans | Poor Credit/No Credit

*This rate notice is not a credit decision or a commitment to lend. The actual terms of your loan will vary depending on factors such as your credit history at the time of application. Additional programs are available. Call and speak with a lending professional for rates and terms specific to you.

• The Annual Percentage Rate (APR) is calculated on a $200,000 conforming loan with applicable loan origination fees and finance changes of $3250. No points or prepaid interest are calculated. APRs for individual loans may differ.      
• These rates are not guaranteed. Rates cannot be locked until an application is submitted through a loan officer.
• Rates and terms are subject to change without notice.
• Interest rates assume a minimum credit score of 720 for all borrowers.
• Maximum FNMA loan limits and minimum equity/down payment of 25% apply.
• All loan applications subject to credit and property approval.
• Property hazard insurance will be required. Flood insurance may be required. 
• Other restrictions may apply.
• Payment example is for principal and interest only. Escrow items, such as property taxes and insurance will impact payment. 
• Assumes no other loans or liens.
• Assumes lock period based on current market conditions.
• Assumes taxes and insurance will be escrowed.
• Assumes applicant is a United States citizen.
• Fees are subject to change based on subject property state and county.
• These rates and fees are calculated for an Owner-occupied purchase or a rate and term refinance of a single family detached property located in Massachusetts.
• Additional fees and closing costs may apply. If the down payment is less than 20%, mortgage insurance will be needed, which will increase the monthly payment and APR.

1-800-EastWest Mortgage Company licensing information:
Massachusetts- exempt as a subsidiary of Commerce Bank & Trust Company/ Connecticut License # 9202 / Licensed by the New Hampshire Banking Department/ Rhode Island Licensed Lender/ Maine License #SLM 5135 / Florida License # CL 0702251. Permitted to do business in Colorado/Indiana/South Carolina   

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